Solvency II reporting deadlines 2026 to 2027: quarterly, annual, group, and what changes after 30 January 2027

This is the Solvency II reporting calendar from the third quarter of 2026 to the annual submission for 2027, worked out for a 31 December year end. It turns the week counts in Article 312 of Delegated Regulation (EU) 2015/35 into dates for solo undertakings and for groups, and it puts the SFCR and the RSR on the same timeline. The second half covers what Directive (EU) 2025/2 changes from 30 January 2027, which reference date is the first to get the new deadlines, and what three national supervisors add on top. We keep the same calendar inside QRT Tool, our XBRL reporting software, where each template carries its own due date, and we re-check this article after every quarter end and every EIOPA release; the “last reviewed” line above tells you when.

The week counts that set every date

Until 29 January 2027 the deadlines sit in Delegated Regulation (EU) 2015/35. Article 312(1) gives a solo undertaking 14 weeks after its financial year end for the annual quantitative templates and for the regular supervisory report, and five weeks after each quarter end for the quarterly templates. The ORSA supervisory report is due two weeks after the assessment is concluded. Article 300 puts the SFCR on the same 14 week clock as the annual templates. The phase-in under Article 308b of Directive 2009/138/EC ended years ago, so these are the steady state numbers and they apply unchanged to every reference date in 2026.

Groups get an extension rather than their own table. Article 373 says Article 312 applies to group reporting with every deadline extended by six weeks, except the ORSA report, and Article 359 does the same for the group SFCR. That gives 11 weeks for group quarterly templates and 20 weeks for group annual templates and the group SFCR.

The arithmetic is plain calendar counting. Five weeks is 35 days, so a quarter ending on 30 September 2026 has its solo deadline on 4 November 2026; add six more weeks, 42 days, and the group deadline is 16 December 2026. Fourteen weeks is 98 days, which takes 31 December 2026 to 8 April 2027, and twenty weeks is 140 days, which lands on 20 May 2027. The regulation says “no later than”, so a date that falls on a weekend means filing on the Friday before it, unless your supervisor’s calendar says otherwise.

Deadline table, reference dates Q3 2026 to annual 2027

The table assumes a 31 December financial year end. Solo means an insurance or reinsurance undertaking reporting under Article 312; group means a participating undertaking, insurance holding company or mixed financial holding company reporting under Article 373 and, from 2027, Article 254(3). Rows with two dates are explained in the next section.

Two things the table does not show. First, the RSR is not an annual document: under Article 312(1)(a) it is due at least every three years, and from 2027 Article 35(5a) of the amended directive fixes it at every three years, or up to every five for small and non-complex undertakings if the supervisor allows. In the years between, Article 312(3) asks for a report on material changes within the same deadline. Second, which templates go into each submission is a separate question, answered in our complete list of Solvency II QRTs and who files which; the quarterly set shrinks from Q1 2027 when the MCR templates move to annual.

Why the annual 2026 row carries two dates

Directive (EU) 2025/2 applies from 30 January 2027. Its new Article 35b gives 16 weeks for annual information, and Commission Delegated Regulation (EU) 2026/269, which also applies from 30 January 2027, rewrites Article 312 of the Delegated Regulation into a provision about material changes and drops the 14 week figure from it. Read literally, the only deadline on the statute book on 8 April 2027 is the 16 week one, and that would move the annual 2026 submission to 22 April 2027.

We do not recommend planning on it. Neither the directive nor Regulation (EU) 2026/269 contains a transitional rule for a financial year that ended before they applied. EIOPA’s final report on the reporting ITS (EIOPA-BoS-26/081, 30 March 2026) says that the templates for Q4 2026 and financial year 2026 follow the current ITS and that the SFCR for 2026, disclosed in 2027, follows the current framework; it does not say the deadline moves with them. Milliman’s reading of the package is that the quarterly deadlines apply from Q1 2027 and the annual extensions from year end 2027. Several national transposition laws were still in draft when we wrote this. Until your supervisor publishes a 2027 calendar with 22 April on it, hold 8 April 2027 for the annual templates and the SFCR, and 20 May 2027 for the group. If the extra two weeks arrive, use them for review.

What Directive (EU) 2025/2 changes from 30 January 2027

The review moves the deadlines out of the Delegated Regulation and into the directive itself, so from 30 January 2027 the numbers to cite are these. Our article on what Directive (EU) 2025/2 changes in Solvency II covers the rest of the review; the text is in our library as Directive (EU) 2025/2.

Quarterly clocks do not move. Annual template clocks gain two weeks and the narrative reports gain four. The gap between the annual templates and the SFCR is new: today both are due on the same day, and from the 2027 report the SFCR follows the templates by two weeks, which gives the disclosure team a fortnight after the supervisory numbers are locked. A group keeps its six week margin over its solo entities in every row.

The directive also adds Article 304e. When a health emergency, natural catastrophe or similar event stops undertakings from filing on time, EIOPA assesses the situation and the Commission may extend the deadlines in Articles 35b, 51(7), 254(3), 256(1) and 256b(1) by up to ten weeks through a delegated act. It is a procedure for extreme events, not a margin to plan with.

Taxonomy timing runs alongside all of this. The Q1 2027 templates are the first filed under taxonomy 2.10.0 and the amended ITS, so the first submission with unchanged quarterly deadlines is also the first with a new template set. If your XBRL pipeline is new to you, our explainer on XBRL in insurance reporting describes what the taxonomy switch touches. UK firms are on a different timetable altogether; the PRA sets its own dates under Solvency UK, and we compare the two regimes in Solvency UK versus Solvency II.

National add-ons where we could verify them

The EU week counts are the floor. Supervisors publish their own calendars and, in most countries, national templates that travel with the EIOPA set. We checked three in September 2026.

In Denmark, Finanstilsynet’s deadline list dated 10 August 2026 confirms 14 weeks for the annual solo submission (SOLVENCY2ARS), 20 weeks for the group (SOLVENCY2ARG), and 5 and 11 weeks for the quarterly solo and group submissions, and names 30 June 2026 as the first quarterly reference period under the new report codes and 31 December 2026 as the first annual one. The national quarterly sensitivity analysis (FOEL) for group 1 undertakings is due five weeks after quarter end through Fiona Online, on the same day as the quarterly QRTs, and life insurers and pension funds also file the quarterly financial stability templates (SOLVENCY2QFS and QFG) seven weeks after quarter end.

In Germany, BaFin’s guidance on Solvency II and ECB reporting (Hinweise zum Solvency II-/EZB-Berichtswesen, November 2025 edition) states that the deadlines are statutory and not open to extension, and that a filing which fails the XBRL filing rules or the taxonomy validations is rejected and treated as not submitted. The ECB add-on templates (SE.01.01, SE.02.01, SE.06.02, E.01.01 and the rest) are filed with the Solvency II package through the MVP portal and forwarded to the Bundesbank, so they share the QRT deadline. The group RSR and the group report on material changes get the six extra weeks of Article 373.

In the Netherlands, DNB adds national statements to the annual Solvency II submission: a profit and loss account, capital generation for life insurers, a business model analysis, and the windstorm and health statements. When the business model analysis was introduced, DNB allowed 24 weeks instead of 20 for the first two financial years, so its standard deadline is 20 weeks after year end. The current date for each statement is published on DNB’s Digital Reporting Portal rather than on the public factsheet, so pull it from there when you build the calendar.

We did not verify other countries for this article. If your supervisor is not listed, take the EU dates above as the floor and check the national calendar for the add-ons.

Where this lands in the software

The dates in this article are the ones you set in the planning tool inside QRT Tool: every template in a reporting package carries its own deadline, so the quarterly set, the annual set and the SFCR figures can run on different clocks in the same period. When the person responsible for a template finishes it, they lock it and send it to a second person for review, which keeps the four eyes principle inside the tool rather than in email. Groups define all their legal entities under one account, so the solo deadlines and the group deadline six weeks later sit in one view, and the whole package can be converted to the supervisor’s reporting currency at the ECB rate for the reference date. The validation run applies EIOPA’s rules and the national checks supervisors such as BaFin enforce before a filing counts as submitted.